Cash-On-Mobile, the new card less facility launched by IndusInd Bank enables to withdraw cash from an ATM without using ATM/debit card.

How To Get It?

One will have to register for the service at any IndusInd branch or ATM via the bank’s Internet banking. One can also call up the bank’s customer service center. Once registered, you will receive a 4-digit MPIN (mobile personal identification number), just like an ATM PIN. This MPIN will ensure security of the transaction and work as an authorization code.

In order to use this, you need to download the application on cellphone. There is also the option of using the SMS channel. The bank will send a weblink for the application.

What Do You Get?

The service is free-of-cost. You get the facilities you normally get at an ATM. You will be able to make intra-bank, mobile-to-mobile, mobile-to-account fund transfers and even Net Electronic Funds Transfer (NEFT). Interbank Mobile Payment Service (IMPS) is a part of this mobile application.

Cash Limit: One can withdraw up to Rs, 5,000 per day through cash-on-mobile. In case of fund transfers through IMPS, the limit Rs. 30,000 per day per transaction and Rs 4,000 using SMSs. All bill payments come with a limit of Rs 20,000 per day per transaction.

How To Use?

Go to the IndusMobile application downloaded. Use your MPIN and make a request to the bank for the cardless withdrawal facility, specifying the amount. The bank will send you a temporary password- generate another password through the application. At the ATM, choose the cash-on-mobile option on the screen. You will be asked to enter mobile number, the amount and the temporary password sent by the bank as well as the password you generated. Only when all four match, the ATM will disperse cash.

Symptoms to watch out for:

Avoid long intervals between meals: Avoid skipping meals altogether or even overeating at night. Follow a diet-chart made by a nutritionist.

In case of fasting: If you have to go on a compulsory fast, take advice from your doctor to see if some adjustment can be done in your insulin doses prior to commencing fasting.

Take extra care on a hectic or when travelling: Research shows that 61% of patients have experienced hypoglycaemia at work and a quarter has experienced it while travelling. Keep a meal substitute handy at all times.

Maintain a diary: Record blood sugars, exercise, symptoms and food intake in a diary, so you can anticipate when your sugar may become low, and be prepared to treat it. Also, keep candy, sugar sachets, or juices accessible while at work or when driving.

Recognize the problem:

Check weight: Extra weight on the body puts added stress on the knees and also increases chances of osteoarthritis in the knee, a common form of arthritis that wears away the knees cartilage. So, periodic weight control measure is necessary.

Take sufficient rest: Give your knee critical rest it needs after an injury. Depending on the damage and treatment, rest the knee from two week to several months for recovery.

Do not neglect your ACL: The anterior cruciate ligament, or ACL, is one of the most commonly injured ligaments in the knee, and high-risk sports such as football and basketball put extra strain on it. Women have two to eight times’ higher risk for ACL tears than men. Talk to a trainer about the risks and what you can do to avoid this type of injury.

Don’t overdo: Don’t go overboard with your workouts. Gradually add intensity or duration to your regimen to allow your body time to adjust.

Skincare:

Grooming Package: Sign up for a ‘groom’ grooming package that includes manicure, pedicure, facial and body polishing, and even hair spa. Check out various packages offered by various parlors and choose one that suits your needs the best.

Tan Free: On the day of your marriage, spare a few hours for an elaborate skin pampering session. Go for a deep cleansing, nourishing and tan removal treatment that will give an instant glow to your skin.

Perfect makeup: There’s nothing embarrassing about makeup. Men too have the right to loop perfect on their D-day. Your make-up must be as light and natural as possible. Go for a matte look. Your make-up should be barely visible on your face, and yet be able to hide the imperfections.

Wear Breathable Fabrics:

Powder up: Always use a good quality talcum powder, preferably a medicated talcum powder to banish excess sweat especially in areas where skin fold, such as under arms, or in between fingers. Go for anti-bacterial talc over a heavily scented one. The latter can at times cause skin allergies and rashes. Also habitually use a good deodorant to keep bad odour at bay.

Eat Well and Exercise: Avoid eating pungent foods like onion and garlic if you tend to sweat a lot. Working out regular also improves your body’s overall circulation, and make it easier for you to stay cool and sweat less.

Sip Herbal Teas: Sage tea is believed to help lessen sweating. Drink 2-3 cups of the tea daily to make your sweat glands less active.

Take Treatments: When none of the home remedies seem to work, you can opt for Botox treatment after consulting your dermatologist. Botox treatment can correct the overactive sweat glands and regulate them to maintain their normal sweating levels. This one-time treatment can gives relief for about 6-9 months.

The main concern while providing correct nutrition to the body during food poisoning is to supply the right nutrients and maintain a proper fluid supply to the body to prevent dehydration. The main points to remember:

• Avoid milk and milk products during food poisoning.
• Drink lots of fluids to replenish the fluid reserves the body
• Avoid consumption of solid food, as it’s difficult to digest.
• Switch to the BRAT diet that consists of banana, rice, apple and toast.
• Barley or rice water is beneficial in healing an inflamed stomach
• As the diarrhea and vomiting subsides, introduce soft, easily digestible foods in the diet like khichdi, porridge, upma, oats, bhurji, etc. Pulses, legumes and vegetables should be avoided.
• Eat freshly cooked food only. Avoid raw vegetables and fruits.
• Avoid only, sweet and spicy food till you’ve recovered. Intense cases require hospital care, but food poisoning is an easy to handle disease if care is taken at the correct time.

Rain Cover:

Cleanse Gently: In order to prevent dust, dew and other harmful deposits from building up on the furniture, wipe the surface of your furniture with a soft cloth using mildly soapy water. Harsh detergent or chemical can damage the natural color and sheen of your furniture.

Seal Up Cracks: If the furniture begin to crack, you can sand the area with fine grit sandpaper. Once you have finished, apply paste wax to help seal the crack.

Vacuum Well: Vacuum the furniture with an upholstery attachment vacuum cleaner. It will go into the nooks, corners and cervices to remove the dirt and debris.

Polish Well: Polishing increases the durability of bamboo furniture and gives it a shiny new look.

Glass Selection:

Hold It By Stem: By avoiding contact between the glass itself and the warmth of your hand, the champagne will stay cold for a much longer time. Pick up the flute by the stem, which is the long piece between the base and the bottom of the bowl. The stem will be cold, but refuse the urge to move your hand up the stem to the bowl. If you move your hand, the heat from it will quickly heat up the champagne and change the flavor.

Serving it Right: When the waiter (or someone else) wants to pour more champagne in your champagne flute, hold it in a slightly tilted way. This way you will get more champagne and less foam. A slight twist at the end of pouring will help avoid drips and champagne wastage.

Hold On: Pinch the stem of the glass between your index finger and thumb.

Bubble Effect: Get the full effect of the bubbles by filling the champagne glass only three-quarters full. For the final step, it’s easy – sit back, sip and enjoy the fabulous flavors coming from the champagne glass

Time Rule:

Right Arrangement: Arrange the food in such a way that the thicker pieces are on the outside and thinner ones on the inside so that they cook evenly.

Spice Wise: The flavors of spices are increased by cooking in the microwave, so reduce the amount of spices needed by about a third or up to half the amount indicated.

Water Content: Less moisture is evaporated in microwave cooking, so reduce the liquid accordingly.

For Additional browning: The microwave oven doesn’t typically brown food, so if needed, add browning agents such as soya sauce, Worcestershire sauce or sauces/glazes with sugar. The caramelizing effect will brown the food.